Wednesday, 09 December 2009

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Currency crisis in the sub-prime From what I've been reading things do not improve, the most likely to continue deteriorating. Many people say it's just not that damage the housing market and ready. But that's not reality. The reality is that no one knows for sure what the extent of damage, every week there is another bank or financial institution advertising problems. Today I found an interesting article about the situation and how did this come about. In summary we arrive at this situation because the interests were too low at first, being so low earnings did not allow many to those who had money to invest. This is when it happens to the geniuses of finance the idea of moving the money into more artistic forms. Typically, banks lend money for mortgages using the money they have, these mortgages are in the books as money in the future to win, but both have to put real money into contingency accounts that limits who can both provide. Here is where the artists. If instead of mortgages on the books every month and receiving letters take these mortgages and financial packages have become something new. Now these packages you can use it as a collateral for borrowing money. In the real world I call money on the value of my house. In this case the bank asks for money on the money I asked for my house. Things start to deviate when they begin to handle the packets as if they were shares in secondary markets and are gaining in value. Now they are worth more money next in the chain uses it to borrow to make a purchase from a rival company or any business investment: I borrow, on loan from p'estamo mortgaged the house. And the chain continued to grow because banks were no...
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PUBLIC HEALTH: efficiency or quality ' The majority of professionals in the Hospital Infantil La Fe de Valencia has formed an Association in Defense of the pediatric hospital, concerned about the deterioration of quality of care will suffer the children in the New Hospital Universitario La Fe, soon to become operational, if not altered their likely care organization. Like other referral hospitals in Spain, the Children of the Faith has worked since its inception in 1970 as an autonomous unit, independent from the rest of the health complex, which gather the different specialties focusing on the child, a type of patient very different from the adult. The child is not a small adult, requires a particular attention by the various specialists, who must work well articulated among themselves to health insurance give comprehensive assistance. However, the configuration of the new Fe dissolves the unity and independence of the circuits of care, the children mix with adults, and does not officiate a place to care for children in the emergency department and hospital areas nor areas for special units. What reasons Health are adduced to justify this dispersion "Two at least are not unusual-the increasing specialization of health and the triumph of efficiency on the demand for quality, but both require careful review. In regard to the first, the specialization certainly represents progress in attendance, but provided that meshes so that will not break the unity of comprehensive care. There are no diseases but sick people, each with its unique configuration. And in regard to foot efficiency is a problem that we have dragged on for over three decades, when health spending began to increase enormously to gain strength and the welfare state were problems of justice in the distribution of the health resources. Nations then that branch of the economy, now booming, the Health Economy, which...